1 Foreclosure in new Jersey

Jami Gregory edited this page 2025-06-17 07:30:50 +00:00

redfin.com
Designated Mt. Laurel Judges

• Designated OPRA Judges
• Family Presiding Judges
• Judges' Biographies
• Judges' Chambers
• Municipal Presiding Judges
• Probate Part Judges
• Special Civil Part Supervising Judges
• Tax Court Judges Directory
  
  - Civil Division Manager Conference Contact List
• Criminal Division Manager Conference Contact List
• Family Division Manager Conference Contact List
• Finance Division Manager Conference Contact List
• Human Resources Division Manager Conference Contact List
• Municipal Division Manager Conference Contact List
• Operations Division Managers Contact List
• Probation Division Manager Contact List
  
  - Access and Fairness Committee
• Diversity, Inclusion, & Community Engagement
• Equal Justice Action Plans
  
  - Find a Case - Civil and Foreclosure Public Access
• Judgment Lien Public Access
• Tax Case Public Access
  
  - Become a Law Clerk
• Benefits
• ADA Accommodations
• EEO/AA - Fair Treatment Contact Information by Vicinage
  
  - Top News
• Supreme Court Correspondence
• Notable Cases
  
  - NJ Judiciary/Dept of Justice Memorandum of Agreement
• Ombudsman Office
• Public Bidding Opportunities
• Publications, Reports, and Statistics
• Student Resources
• Tell Us How We're Doing
• Upcoming Events - Virtual Museum
• Atlantic
• Bergen
• Burlington
• Camden
• Cape May
• Cumberland
• Essex
• Gloucester
• Hudson
• Hunterdon
• Mercer
• Middlesex
• Monmouth
• Morris
• Ocean
• Passaic
• Salem
• Somerset
• Sussex
• Union
• Warren
  
  Foreclosure In New Jersey
  
  1. Home

2. Courts
3. Superior Court Clerk's Office
4. Foreclosure In New Jersey
   
   Superior Court Clerk's Office
   
   - Copies of Court Records

• Data Reports for Sale
• Electronic Access to Court Records
• Foreclosure
• Pre-foreclosure
  
  If you're representing yourself in a foreclosure case, visit our self-help area.
  
  The Office of Foreclosure
  
  The foreclosure procedure is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us an unit in the Superior Court Clerk's Office.
  
  The office deals with 7 types of foreclosures:
  
  1. Residential mortgage

2. Multi-family/commercial mortgage
3. In personam tax certificate
4. Municipal in rapid eye movement tax certificate
5. Condominium lien
6. Strict foreclosure
7. Fair Foreclosure Act optional procedures.
   
   Foreclosure Actions and Foreclosure Processing Services
   
   Foreclosure actions are submitted in the Superior Court. Pleadings are filed with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.
   
   The Foreclosure Processing Services group dockets pleadings (e.g., complaints, answers and demands for default) in foreclosure cases. The team carries out general foreclosure case management functions. When a case is contested, the team transfers to it General Equity Judges in the vicinages for disposition.
   
   You can call us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for information on the following:
   
   - General Questions and Status Requests

• Complaints
• Answers
• Ask for Default
  
  All correspondence (filings) should be directed to:
  
  Regular Mail
  
  Messenger Service
  
  Foreclosure Forms
  
  The list below forms could be required in foreclosure cases. See foreclosure mediation (listed below) for mediation forms. Self-represented litigants can access our Self-Help page for forms to submit.
  
  Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table
  
  Filing Fee Schedule
  
  Checks or cash orders should be made payable to Treasurer - State of New Jersey. Attorneys might utilize their Judiciary Collateral Account to pay any charges. Cash is not accepted.
  
  Fee Waiver Request:
  
  Submit the Filing Fee Waiver Request Form to obtain a cost exemption. You need to fulfill monetary requirements for eligibility. This form should accompany your document( s). The type and the documents need to be submitted to the General Equity Judge in the county where residential or commercial property lies. The judge will evaluate the fee waiver demand. Once the judge identifies eligibility, your documents will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the charge waiver request, you will be informed to send the cost before the files can be filed.
  
  Copy Requests:
  
  For details on getting copies of files or documents call Customer support at 609-421-6100. Ask for records should be in writing. Describe Copies of Court Records for more information on submitting a demand.
  
  Foreclosure Mediations & Mediation Services
  
  Free foreclosure mediation is readily available to attempt to save your home. Mediation is a process where a neutral third-party hears your case. The conciliator does not decide on the case but guides both celebrations to an appropriate outcome on their terms. Lenders can still pursue foreclosure actions during the mediation process. It is imperative to begin requesting mediation as quickly as possible following a notice of foreclosure.
  
  The initial step in the procedure is to declare mediation services. Attorneys or self-represented litigants can finish the declare mediation form. Eligibility requirements pursuant to Rule 4:64 -1 B must be met. The request also needs the foreclosure mediation list. Use the foreclosure mediation financial worksheet to show financial eligibility.
  
  If a constable's sale is set up, there are 2 stays that can be requested.
  
  Know rip-offs. Companies that guarantee to help you get a loan adjustment, or notices to rescue your home from foreclosure, are appearing all over NJ. You require to safeguard yourself and your home from rip-off business that have no regard for you and your home.
  
  You need to carefully inspect the company's qualifications, credibility, and experience. Look out for caution indications of a fraud. Companies might incorrectly claim to be connected with a nonprofit or government entity, or backed by government officials. You must maintain individual contact with your lender and mortgage servicer. Your mortgage lending institution can help you discover genuine options to prevent foreclosure. You ought to use the free HUD/NJHMFA-certified housing therapist. More info consisting of pointers to prevent foreclosure rip-offs are detailed in the general public Announcement released by the Federal Reserve.
  
  Notices to the Bar
  
  Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order
  
  Foreclosure for Renters
  
  Residential occupants in a residential or commercial property dealing with foreclosure might be protected by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate property occupants have rights to remain on the residential or commercial property notwithstanding a foreclosure.
  
  Frequently, due to the fact that lending institutions don't understand occupants' names, the foreclosure problem will call "John Doe, Tenants No. 1 to 10." If a lender is unaware that the residential or commercial property is leased, an occupant might first be outlined the foreclosure when the loan provider has a writ of ownership. See the notification to residential tenants of rights during a foreclosure.
  
  Additional Resources for Foreclosure Help
  
  Legal Services of New Jersey can provide resources and legal help for qualified litigants. The NJ Dept.